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Health insurance requirement
changes ease super visa access
Health insurance requirement changes ease super visa access

Ottawa, January 28, 2025—In a significant move to facilitate family reunification, Canada has revised its Super Visa program, now allowing applicants to obtain health insurance from international providers. Previously, only Canadian insurance policies were accepted.


Key Changes to the Super Visa Health Insurance Policy


  • International Health Insurance Now Accepted: Super Visa applicants can now purchase health insurance from foreign companies, provided the policy meets specific eligibility criteria.


  • Eligibility Criteria for Foreign Policies: The foreign insurance company must be authorized to provide accident and sickness insurance, be listed as a federally regulated financial institution, and issue policies under its Canadian insurance business.


Understanding the Super Visa


The Super Visa is a multiple-entry visa that allows parents and grandparents of Canadian citizens and permanent residents to visit their families in Canada for extended periods. The visa permits a stay of up to five years per visit, with the possibility of extensions while in Canada.


Updated Health Insurance Requirements


Super Visa applicants must have private health insurance that is:


✔ Valid for at least one year from the date of entry
✔ Covers healthcare, hospitalization, and repatriation
✔ Provides a minimum coverage of $100,000
✔ Renewable while in Canada

With this new policy, families have access to more insurance options, potentially leading to cost savings and better coverage.


How Will This Impact Families?


  • Increased Flexibility: Families can now choose from a wider range of insurance providers, both in Canada and abroad.
  • Competitive Pricing: Access to international insurers may lead to more affordable and customized health insurance plans.
  • Simplified Process: Applicants can now secure policies from authorized insurers in their home countries before arriving in Canada.


Frequently Asked Questions


1. What is a Super Visa?


A Super Visa allows parents and grandparents of Canadian citizens or permanent residents to visit Canada for extended periods, staying up to five years per visit.


2. What are the new health insurance requirements?


Applicants must have private health insurance valid for at least one year, covering hospitalization, healthcare, and repatriation, with a minimum coverage of $100,000.


3. Can I purchase health insurance from a non-Canadian company?


Yes, as of January 28, 2025, applicants can buy health insurance from approved international companies, provided they meet Canadian government requirements.


4. How can I check if an international insurance provider is valid?


You can verify if an insurance company is authorized through the list of federally regulated financial institutions.


These changes make the Super Visa more accessible, ensuring that families can reunite with greater ease while maintaining adequate healthcare coverage during their stay in Canada.

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